CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Excess volatility increases risk further. Be cautious. Past performance is not an indication of future results.
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Same formula, different terms

An account type swaps terms inside the sum, never the sum itself — Pakistan

Comparison pages usually list account names side by side. This one does something narrower and more useful for arithmetic: it points at each term in the sizing formula and says whether the choice of account can reach it.

Three terms move with the account: the unit the balance is counted in, the leverage figure that divides the reservation, and the way the trading cost is quoted — built into the spread on some types, split into a spread plus a per-lot commission on others. Contract size, price, stop distance and the structure of every formula stay exactly where they were.

Term by term

Term in the arithmeticDoes the account type reach it?Consequence
Units in one lotNo — the contract fixes itMoney per point for a symbol is unchanged
Price and spread movementNo — the market writes itThe same quote on every type
Stop distanceNo — you type itSizing input is untouched
Counting unit of the balanceYesThe same trade prints as 0.005 lots or as a whole number of smaller units
Leverage figureYesOnly the reservation moves; the sized loss does not
Where the cost sitsYesInside the spread, or spread plus a commission quoted per side and per lot

Three noes and three yeses. Beginners usually expect the first three to move and are surprised when they do not — see the slips page for what that expectation costs.

Comparing two cost structures without guessing

The only comparison that needs arithmetic is spread-only against spread-plus-commission. Both are reducible to one figure — money on a round turn, at your size — and the method takes two lines:

  1. Price the spread

    Read the spread showing right now in pips, multiply by money per pip at your size. A spread of 0.3 pips on a full lot of a dollar-quoted pair is 0.3 × $10 = $3.

  2. Price the commission, both sides

    A commission is quoted per side and per lot, so a round turn counts two of them. Multiply the quoted figure by two, then by your size in lots.

  3. Add and compare like with like

    Spread cost plus commission cost, at the same size, on the same symbol, read at the same moment. Anything else is comparing a figure quoted «from» against one quoted «up to», which settles nothing.

Where a type carries no commission the second line is simply $0 and the comparison is over quickly. What the method protects against is the habit of ranking types by a single advertised number — the figure that matters is the total on a round turn at the size you actually place.

The counting unit, in arithmetic terms

An account counted in cents does not shrink trades; it renames them. A size the division returns as 0.005 lots is unplaceable on a Standard ticket and perfectly ordinary in smaller units, because the floor is expressed in the same units as the balance. Money per pip scales down by the same factor, so the ratio between the accepted loss and the stop distance survives the translation untouched. The calculator prints both rows for exactly that reason.

What no choice of type reaches

  • The chance of being wrong. A type sets the size of the figure attached to a mistake, not how often one happens.
  • The quality of the stop. Typed by a person on every type alike.
  • Market movement. The same quote arrives on every account.
  • Any promise about results. Trading carries a high risk of losing money whichever type is open.

Two facts hold across the range: a demo costs nothing and has no time limit, and the deposit floors and cost lines for each type are shown on that type's own screen during sign-up, before any money moves. Read them there rather than from a comparison written elsewhere.

Does switching type change my money per pip?

Only through the counting unit. The underlying arithmetic — units × step of price — is a property of the symbol.

Which term does the leverage figure sit in?

The divisor of the reservation, and nowhere else. It does not appear in the sizing division at all.

Is a commission charged once or twice?

Per side, so a full round turn counts two. Multiply before comparing anything.

Can a size be placed on one type and refused on another?

Yes — the floor is expressed in the account's own units, which is why the same trade reads differently on two of them.

Does the platform depend on the type?

The main platforms — MetaTrader 4, MetaTrader 5, the browser terminal and the mobile app — carry the same specification windows, so the constants are readable on all of them.

Which type should a beginner size trades on?

Sizing is the same everywhere; the practical question is whether the answer clears the floor. If it does not, the smaller counting unit is what the division is asking for.

Where is the deposit floor stated?

On the type's own sign-up screen. Several types start from $10, others from a higher figure — read it there, before sending anything.

Does changing type reset my constants?

The account-level ones, yes: leverage, counting unit and the cost line. Copy them again before trusting an old sheet.

The terms, in their own pages

The divisor

How the leverage figure sets what is fenced off, and nothing else.

The fixed multiplier

Units in a lot, set by the contract rather than the account.

The cost line

Pricing spread and commission into one round-turn figure.

Read your own three terms off a live account.

A free demo shows the counting unit, the leverage figure and the live spread, with nothing to send and no time limit.

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